Collaboration is in Hamish’s DNA. Hamish has created equiti with the ultimate goal of building better futures for all New Zealanders. He believes that is only through authentic collaboration that there can be equitable outcomes for everyone involved in growing wealth through property. That is the builders of property, purchasers and their financial advisers.
He’s drawn on his extensive 17 years of experience in both the financial services and new-build real estate industry to create equiti - an independent, impartial, online real estate platform, exclusively for financial advisers. He believes there is a real need for advisers to be empowered to facilitate real estate introductions in a fully complaint and disclosed way, where the ultimate winner is their client, as they are provided with a property solution that they know meets their financial needs. i.e. it’s what they can afford to buy and hold for the long-term. Win, win, win…
Lower Deposit Requirement
Just 20% instead of 30% (or more) when buying existing homes – meaning a much better use of capital and lower barrier to entry.
Higher Return on Investment
Due to the lower upfront deposit, there is a higher Return on Investment (ROI) on the same value property.
Easier Access to Lending
New build homes are exempt from the debt-to-income (DTI) ratio regime – which allows you to maximise the power of leverage.
Premium Product
Built to a high quality you own a brand-new premium asset – Quality assets appreciate in value.
Warrantees and Building Guarantees
12-month warranty on building work, all the factory warranties of the chattels and a 10-year structural guarantee.
Zero/Minimal Capital Maintenance
Brand new homes have very little maintenance costs – Low stress investing.
Energy Efficiency
Built in excess of the latest building code mean lower energy bills for tenants – a clear advantage when competing for tenants.
More Desirable for Tenants
Brand-new, high-quality homes tend to attract a higher quality tenant – Quality tenants look after your investment.
